
Retro authorization, also known as retrospective authorization or retroactive authorization, is the process of get approval from an insurance payer after a medical service has been provided. It is usually used when pre-authorization was not obtained due to emergencies, missed notifications, or administrative delays.
Prior authorization, which occurs before treatment, retro authorization involves submitting documentation post-service to prove medical necessity and seek payment approval.
In healthcare, retro authorization means submitting clinical documentation and justification to an insurance company after treatment.
This allows the payer to determine whether the service met coverage criteria and qualifies for payment.
It’s commonly used in:
Retro authorization acts as a safety remaining for billing departments and helps practices maintain healthy cash flow within the revenue cycle management (RCM) framework.
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Each payer has different timelines for retro authorization.
Such as:
Always confirm timelines through the payer’s policy or provider manual.
Retro authorization serves as an important safety measure in medical billing and RCM, help providers recover revenue that might otherwise be lost due to missed or delayed prior authorizations.
By applying preventive measures, maintaining detailed documentation, and partnering with billing experts, healthcare practices can improve compliance, streamline workflows, and protect their financial health.
Contact Cures Medical Billing today to streamline your retro authorization process and protect your revenue.
Retrospective authorization refers to obtaining approval from an insurer after a healthcare service is rendered. It’s often used when pre-authorization wasn’t possible.
Expert billing companies handle documentation, payer communication, and appeals to secure retroactive approvals and minimize lost revenue.
Time limits vary by payer, some allow 30 to 90 days after the service date, while others may not accept retro requests at all.
In health insurance, “retro” means backdated or after the fact, referring to approvals granted post-service.
A backdated authorization is another term for retro authorization, approval given after the service date.
Yes, but approval depends on payer policies. Some eviCore-managed plans accept retro requests under strict criteria.
Prior authorization happens before treatment; retro authorization occurs after the service.
Yes, Both insurers allow retro authorization forms under specific conditions, typically within their time frame.
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